Daman Health Insurance is currently one of the biggest insurance companies of the United Arab Emirates based in Abu Dhabi. Daman Health Insurance offers several different sorts of health insurance services with lots of extras and with international coverage.
Daman Health Insurance Company is an Emirati-German company that deals with all sorts of insurances offering different packages for being able to suit every different need of clients. Daman offers both corporate and individual types of insurances on every level. Let us see what makes Daman Health Insurance different:
Here is a list and a basic description of Daman’s health insurance models:
Premier Plan: with an annual limit of 5 million AED worldwide, this medical insurance covers every need from maternity to dental benefits, optical benefits, global emergency service by AssistAmerica and a 100% reimbursement outside network. One Annual Breast or Prostate cancer screening above 35 years of age and fill maternity care covered. Additional psychiatric treatments and medical checks available
Global Plan: This insurance comes with an annual limit of 5 million AED with maternity care covered up to AED 15.000 outside the UAE, dental benefits, global emergency service, 80% reimbursement outside of network, Second Opinion service by VIPmed Almeda and annual cancer checked above 35 years of age.
International Plan: This insurance has an annual limit of 2,5 million AED providing international insurance with the exception of USA and Canada, emergency cases though are covered worldwide, maternity covered up to AED 10.000 outside the UAE, optional dental insurance, 80% reimbursement outside of network. Other provided services include second opinion check and the annual cancer checks for women over 35 years old and for men over 45 years of age.
Regional Plan: This insurance has an annual limit of 1 million AED, it provides regional insurance with the exception of USA, Canada and Europe, but it covers emergency cases worldwide. The maternity care is covered up to AED 10.000 outside the UAE, optional dental insurance, 80% reimbursement outside of network. Other services include second opinion check and the annual cancer checks for women over 35 years and for men over 45 years of age.
UAE Plan: This insurance has an annual limit of 500.000 AED providing regional insurance within the UAE only. Emergency cases are covered in about a hundred countries, maternity covered fully within the UAE (same goes for every upper mentioned insurances), optional dental insurance only for groups, no reimbursement outside of network. Other provided services include second opinion check and the annual cancer checks for women over 35 years old and for men over 45 years of age.
Abu Dhabi Plan: The Abu Dhabi plan’s annual limit is 250.000 AED and the insurance is only valid within the area of Abu Dhabi emirate. The maternity is fully covered with the yearly cancer checks over 35 year old for women and over 45 years old for men. This insurance is available for expatriates for AED 4000 with and AED 5000 without accommodation.
Visitor Plan: The visitor plan offers an annual limit of AED 100.000 for tourists within the UAE. Their validity is from 40 days up to 190 days. The insurance offers healthcare in emergency cases and does not pay for any pre-existing conditions, does not pay any reimbursement and does not offer any maternity, optical or dental conditions. This plan is definitely not the best tourist insurance within the UAE.
Apart from the regional plans the Premier and Global plans of Daman Health Insurance are very good and indeed can be used all over the world which is a great deal as this type of insurance is rather rare in the region. Daman however makes it no secret that they want to target UAE and Gulf Country locals with their offers. Daman Health Insurance offers also other services too with a specific insurance for disabled called Thiga.